Business
Commercial Auto Insurance
Protect the truck, the crew, and the contract.
If you or your employees drive for work, personal auto coverage won't cut it. Commercial auto insures vehicles used for deliveries, service calls, hauling, and client visits across Colorado.
Why it matters
- Liability for at-fault accidents on the job
- Physical damage for owned & leased vehicles
- Hired & non-owned coverage for employee vehicles
- Higher limits than personal policies
Typically included
- · Bodily injury & property damage liability
- · Collision & comprehensive
- · Medical payments
- · Uninsured motorist
Usually not included
- · Cargo (separate policy)
- · Worker injuries (Workers Comp)
FAQ
Questions we hear about Commercial Auto Insurance.
Do I need it if I only drive my personal truck for work?+
Likely yes. Personal auto carriers often deny claims if the vehicle is used for business.
What about my drivers' MVRs?+
We pull motor vehicle records as part of the quote — clean records lower your rate.
Request your quote
Get a Commercial Auto Insurance quote today.
Two-minute form. Same-day response from a real local agent.