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Owner's Package Insurance

One bundled policy. Less paperwork. Better value.

A business owner's package (BOP) combines property, liability, and business interruption coverage into one streamlined policy — designed for small and mid-size Colorado operators who want broad protection without juggling multiple bills.

Why it matters

  • Property + liability in a single policy
  • Often less expensive than buying separately
  • Business interruption income if you're forced to close
  • Tailored endorsements for your industry

Typically included

  • · Building & contents
  • · General liability
  • · Business interruption
  • · Equipment breakdown (add-on)

Usually not included

  • · Employee injuries (see Workers Comp)
  • · Vehicles (see Commercial Auto)
  • · Professional errors (see E&O)
FAQ

Questions we hear about Owner's Package Insurance.

Who is a BOP best for?+

Most small businesses with under $5M in revenue and a physical location or inventory.

Can I add cyber liability?+

Yes — we routinely bundle cyber, EPLI, and other endorsements onto BOPs.

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