Group
Group Disability
Income protection your team can count on.
Employer-sponsored short- and long-term disability insurance that replaces a portion of an employee's paycheck when illness or injury keeps them out of work.
Why it matters
- Short- and long-term options
- Employer-paid or voluntary
- Guaranteed issue at hire
- Coordinates with state leave programs
Typically included
- · Illness
- · Injury
- · Maternity recovery (varies)
- · Partial disability (varies)
Usually not included
- · On-the-job injuries (Workers Comp)
- · Self-inflicted injuries
FAQ
Questions we hear about Group Disability.
Short-term vs long-term?+
Short-term typically pays for 3–6 months; long-term picks up after and can pay to retirement age.
Is the benefit taxable?+
If the employer pays premium, benefits are usually taxable; employee-paid premium = tax-free benefits.
Request your quote
Get a Group Disability quote today.
Two-minute form. Same-day response from a real local agent.