Group
Group Life
Basic life and AD&D coverage every team should have.
Employer-paid basic life and AD&D, plus voluntary supplemental life for employees and dependents.
Why it matters
- Guaranteed issue at hire
- Voluntary upgrades for employees
- Spouse & child riders
- Portable options
Typically included
- · Basic life
- · AD&D
- · Supplemental voluntary life
Usually not included
- · Suicide within initial 2 years (varies)
FAQ
Questions we hear about Group Life.
What's a typical basic benefit?+
1× annual salary or a flat $25,000–$50,000 is most common.
Is it portable?+
Most plans allow portability or conversion at termination.
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