Group
Group Long-Term Care
Help employees plan for care later in life.
Voluntary group long-term care coverage that helps pay for in-home care, assisted living, and nursing facility costs — typically not covered by health insurance or Medicare.
Why it matters
- Voluntary, employee-paid options
- Simplified underwriting at the workplace
- Portable at termination
- Covers care Medicare doesn't
Typically included
- · Home health care
- · Assisted living
- · Nursing facility care
- · Adult day care
Usually not included
- · Care for pre-existing conditions during waiting period
- · Care provided by immediate family (varies)
FAQ
Questions we hear about Group Long-Term Care.
Who should consider LTC?+
Most workers age 40+; premiums are lower and underwriting easier the younger you enroll.
Is it portable?+
Yes — employees keep the policy if they leave the company.
Request your quote
Get a Group Long-Term Care quote today.
Two-minute form. Same-day response from a real local agent.