Personal
Renter's Insurance
Affordable peace of mind for what's yours.
Your landlord's policy covers the building, not your stuff. Renter's insurance protects your belongings, your liability, and your living expenses if your unit becomes uninhabitable — often for less than $20/month.
Why it matters
- Personal belongings coverage
- Liability if a guest is injured
- Additional living expense coverage
- Often required by landlords
Typically included
- · Personal property
- · Personal liability
- · Loss of use
- · Medical to others
Usually not included
- · The building itself (landlord's policy)
- · Roommate's belongings (separate policies)
FAQ
Questions we hear about Renter's Insurance.
Replacement cost or actual cash value?+
Replacement cost is worth the small extra premium — it pays for new, not depreciated.
Are my skis or bike covered if stolen off the rack?+
Yes — most policies cover your stuff anywhere in the world, with sub-limits for certain items.
Request your quote
Get a Renter's Insurance quote today.
Two-minute form. Same-day response from a real local agent.